Terms & Conditions

Welcome to Growzaa USA. By accessing or using our website and loan application services, you agree to be bound by these Terms & Conditions. Please read them carefully before proceeding.

1. Acceptance of Terms

By submitting an application or using any feature on this website, you acknowledge that you have read, understood, and agree to these Terms & Conditions. If you do not agree, please do not use this service.

2. Eligibility

To use Growzaa USA services, you must:

• Be at least 18 years of age
• Be a legal resident of the United States
• Have a valid Social Security Number (SSN)
• Have a valid bank account in the United States
• Have a verifiable source of income

3. Nature of Our Service

Growzaa USA is a loan application platform. We collect your information and submit it to our network of loan officers and lenders for review. We do not directly issue, fund, or guarantee any loan.

Submission of an application does not guarantee loan approval. All decisions rest with the lender or loan officer assigned to your application.

4. User Responsibilities

You agree to:

• Provide accurate, complete, and truthful information in all form submissions
• Not submit applications on behalf of another person without their explicit consent
• Not use this service for any fraudulent or unlawful purpose
• Keep your login credentials (if any) confidential

Providing false information may result in immediate cancellation of your application and may be reported to relevant authorities.

5. Data Collection & Use

We collect personal, financial, and banking information as part of the application process. This data is used solely for loan matching and processing purposes. Please refer to our Privacy Policy for full details.

6. No Guarantee of Results

Growzaa USA makes no guarantee that:

• Your application will be approved
• Any specific interest rate or loan amount will be offered
• Funds will be disbursed within any particular timeframe

7. Fees

Growzaa USA does not charge applicants any fees for submitting a loan application. Any fees associated with loan origination, processing, or repayment will be disclosed by the lender directly before you accept any offer.

8. Intellectual Property

All content on this website — including text, graphics, logos, and code — is the exclusive property of Growzaa USA and may not be reproduced, distributed, or used without express written permission.

9. Limitation of Liability

To the fullest extent permitted by law, Growzaa USA and its operators shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this platform or any loan obtained through it.

10. Third-Party Services

We may use third-party services for email delivery, analytics, and AI chat support. These providers have their own privacy policies and terms. We are not responsible for their conduct.

11. Modifications

We reserve the right to update these Terms & Conditions at any time. Continued use of the service after changes constitutes acceptance of the revised terms.

12. Governing Law

These Terms shall be governed by the laws of the State of New York, United States, without regard to its conflict of law provisions.

13. Contact

For questions about these Terms, please contact us at: support@growzaasolutions.com